Protect Yourself With an Insurance Claim Lawyer
These days, it is difficult to find a life situation which is not in some way affected by insurance. The law of insurance dispute is extremely complex. Insurance policies are complicated documents drafted by highly trained insurance legal drafters, but our insurance claim lawyers can guide you.
In Ontario, the owners of policies (policyholders) are largely held to be deemed to have read the terms of policies of insurance issued for their benefit assuming of course in most cases that a copy was delivered to the policyholder by the insurer. For the most part, since polices of insurance are drafted by the insurer, courts will resolve interpretation issues in favour of the policy holder (client) and not the insurance company.
Get an experienced Insurance Claim Lawyer
For most people, policies of insurance are overly complex, long and undecipherable. The Ontario Insurance Act and related statutes are also very complex, long and virtually impossible to understand absent obtaining a law degree and specializing in insurance law.
Insurance companies can take advantage of these facts and that is why when faced with an insurance dispute, it is always best to retain an experienced insurance claim lawyer.
Insurance policies are supposed to protect people and are purchased to cover overseen losses and events. The types of common coverages of policies of insurance are life, death, disability, critical illness, accident, fire, dog bites, liabilities, home, water damage, property and other damages.
Most people assume that by paying their premiums faithfully year after year, their policies of insurance will cover the losses suffered and insurers will assess claims in good faith. Insurance companies do not always act in good faith and can improperly assess or deny claims.
Unfortunately when confronted with an insurer who denies or limits a proper claim, your recourse is to retain the services of an insurance lawyer to advance your claim for loss and indemnity (payment under your policy). Dealing with insurance companies can often be stressful, difficult and frustrating.
If you encounter a dispute with your insurance company, it is important to promptly consult with an insurance lawyer as early in the process as you can. This will increase your chances of successfully exercising your rights and protect your claim.