Marc Nicholas Quinn
Ottawa Injury Lawyer
Category Archives: Accident Benefits in Ontario
Ottawa car accidents causing permanent and serious injuries – what is the deductible? Ouch! Ontario Law Hurts Injury Victims!
Injured in a car accident? better be a very bad accident, otherwise you will get little compensation in Ontario. In Ontario, if you are injured in a car accident, a award for “pain and suffering” is generally only available if you have suffered what is called a ‘permanent and serious physical or psychological impairment or permanent and serious scarring’. Once you meet that test, the insurance company is then entitled to apply what is called a deductible from any damages assessed, essentially they get to reduce the amount they have to pay for pain and suffering, in many cases by $30,000 (adjusted to today’s dollars – about $35,500). What is a “deductible” on pain and suffering? If you sue the car driver who caused you injury and you …
Cost Insurance in Ottawa, Ontario Accident and Injury Cases – What is it?
Adverse Cost Insurance in Ontario Personal Injury Cases – Ottawa Accident Lawyer Discusses pros and Cons In Ontario, and throughout Canada a new type of insurance has become available to injury victims. The insurance is called “adverse cost insurance”. What does it mean to ensure against the cost of legal services or to protect against adverse costs decisions? This relatively new insurance product in Ontario offers some protection to injury victims. The insurance is offered through various brokers. This insurance is a means by which to increase access to justice for injury victims in Ontario. There are two main disadvantages of obtaining this insurance. One relates to the cost of the insurance – it is an out of pocket expense – although some insurers do not require the …