Motorists in Ontario have a contractual relationship with their insurance company. If you have any type of insurance, you have a contract with the insurance company. It is well-established in law that parties to insurance contract are required to deal with each other in good faith at all times. You insurance adjusters who are appointed character file have a duty to act in good faith and honestly with people the insurer contracts with? In short, absolutely. The main duty of an insurance adjuster is to resolve legitimate claims made to the insurance company for insurance coverages pursuant to the contract for insurance. However, insurance adjusters also wish to settle and administer claims cost effective way possible. As a result, it’s adjusters often deny claims that should not be …
Dog Bites – Mental Distress – Dog bites may cause psychological injuries which can be compensated Dog owners can be held liable when their dog attacks a person or their pet, according to section 2(1) of the Dog Owners’ Liability Act, RSO 1990, c D.16. Dog owners can be potentially on the hook for large monetary damages payable to a dog bite victim. Section 2(3) of the DOLA provides that damages may be reduced if the victim was somehow negligent or provoked the attack. Dog bites can cause mere punctures to the skin or cause a victim serious and debilitating injuries, both psychological and physical. In addition to physical trauma, victims often face mental stress and anxiety which become worse when facing loss of income and huge medical …