Insurance Claim Lawyer to Beat Insurance Fraud
Dealing with insurance fraud can be a very stressful, unpleasant and upsetting experience. Insurance companies can save themselves hundreds of thousands of dollars by simply refusing or denying your insurance claim, yet without having an excellent reason to deny your claim, this practice is highly illegal. Insurance companies have teams of highly skilled and experienced lawyers working to ensure the company pays out as little as possible and they can easily take advantage of anyone without the same breadth of experience and knowledge. Choosing an insurance claim lawyer will help you receive what is rightfully yours and avoid insurance fraud. An insurance claim lawyer is someone that is well versed in dealing with insurance companies and such frauds, making them the best resource if you find yourself a …
Statutory Deductible in Motor Vehicle Cases
In Ontario, under the Insurance Act, motor vehicle cases were damages for pain and suffering are awarded under the sum of $100,000.00, a $30,000.00 statutory deductible applies. It is argued that the logic behind a statutory deductible is generally considered to be to deter modest claims by those with modest injuries. In Van Winckle v. Siodlowki [2009] O.J. No. 4807 (S.C.J.) the court explained how the deductible should be interpreted. In the said case, the plaintiff was awarded exactly $100,000.00 for general damages or pain and suffering. The court focused on section 267.5(8) of the Insurance Act which provides the deductible does not apply where the amount of non-pecuniary general damages “would exceed $100,000.00”. Since the award was exactly $100,000.00, court held and clarified that …